Current Rates
*The special CD rate requires a checking account with us. $100,000 maximum deposit. Consumer deposits only. Substantial penalty for early withdrawal.
Rates effective as of Thursday, June 25, 2009
The rates and ANNUAL PERCENTAGE YIELDS are accurate as of the above date. The minimum deposit required is the minimum amount required to obtain the stated ANNUAL PERCENTAGE YIELD.
Specials
Accounts |
Interest Rate |
Annual Percentage Yield |
Compound Periods Per Year* |
Minimum Deposit Required |
|---|---|---|---|---|
39-Month Raise Your Rate CD |
2.98% |
3.00% |
2 |
$500 |
27-Month Raise Your Rate CD |
2.73% |
2.75% |
2 |
$500 |
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Deposit Accounts
Accounts |
Interest Rate |
Annual Percentage Yield |
Compound Periods Per Year* |
Minimum Deposit Required |
|---|---|---|---|---|
Prestige Interest |
0.10% |
0.10% |
12 |
$1,000 |
Prestige Direct |
0.10% |
0.10% |
12 |
|
Prestige Select |
|
|
|
|
Tier 1 $0.01-$9,999 |
0.10% |
0.10% |
12 |
$1,000 |
Tier 2 $10,000-$49,999 |
0.49% |
0.49% |
12 |
|
Tier 3 $50,000-$99,999 |
0.69% |
0.69% |
12 |
|
Tier 4 $100,000-$249,999 |
0.79% |
0.79% |
12 |
|
Tier 5 $250,000-$499,999 |
0.89% |
0.89% |
12 |
|
Tier 6 $500,000-Unlimited |
1.01% |
1.01% |
12 |
|
Market Smart Account |
|
|
|
|
Tier 1 $0.01-$9,999 |
0.10% |
0.10% |
12 |
$1,000 |
Tier 2 $10,000-$49,999 |
0.49% |
0.49% |
12 |
|
Tier 3 $50,000-$99,999 |
0.69% |
0.69% |
12 |
|
Tier 4 $100,000-$249,999 |
0.79% |
0.79% |
12 |
|
Tier 5 $250,000-$499,999 |
0.89% |
0.89% |
12 |
|
Tier 6 $500,000-Unlimited |
1.01% |
1.01% |
12 |
|
Market Manager Account |
|
|
|
|
Tier 1 $0.01-$2,499 |
0.10% |
0.10% |
12 |
$2,500 |
Tier 2 $2,500-$4,999 |
0.10% |
0.10% |
12 |
|
Tier 3 $5,000-$9,999 |
0.39% |
0.39% |
12 |
|
Tier 4 $10,000-Unlimited |
0.49% |
0.49% |
12 |
|
Money Market Investment |
0.10% |
0.10% |
12 |
$2,500 |
Health Savings Account |
|
|
|
|
Tier 1 $0.01-$2,499 |
0.20% |
0.20% |
12 |
$100 |
Tier 2 $2,500-$9,999 |
0.59% |
0.59% |
12 |
|
Tier 3 $10,000-Unlimited |
0.69% |
0.69% |
12 |
|
Regular Savings Account |
0.10% |
0.10% |
4 |
$25 |
Christmas Club |
0.10% |
0.10% |
1 |
$0 |
Vacation Club |
0.10% |
0.10% |
1 |
$0 |
Golden Retirement Account |
|
|
|
|
Tier 1 $0.01-$2,499 |
0.10% |
0.10% |
12 |
$0 |
Tier 2 $2,500-$19,999 |
0.25% |
0.25% |
12 |
|
Tier 3 $20,000-Unlimited |
0.25% |
0.25% |
12 |
|
|
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The above rates may be subject to change. Fees could reduce earnings on the account.
Certificates of Deposits
Accounts |
Interest Rate |
Annual Percentage Yield |
Compound Periods Per Year* |
Minimum Deposit Required |
|---|---|---|---|---|
1 Month Certificate |
0.60% |
0.60% |
12 |
$500 |
3 Month Certificate |
0.60% |
0.60% |
4 |
$500 |
6 Month Certificate |
0.75% |
0.75% |
2 |
$500 |
12 Month Certificate |
1.10% |
1.10% |
2 |
$500 |
24 Month Certificate |
1.40% |
1.40% |
2 |
$500 |
36 Month Certificate |
1.40% |
1.40% |
2 |
$500 |
48 Month Certificate |
1.90% |
1.91% |
2 |
$500 |
60 Month Certificate |
2.00% |
2.01% |
2 |
$500 |
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A penalty may be imposed for early withdrawal.
Business Account Analysis
Earnings Credit |
1.00% |
|
|
|
Negative Average Collected |
10.00% |
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* Compounding Periods -
12 = Monthly; 4 = Quarterly; 2 = Semi Annually; 1 = Annually